CD & IRA Rates
If you'd like a really easy way to make more money, then you can't go wrong with a Certificate of Deposit or IRA from First Bank of Highland Park. That's because we offer some of the highest CD interest rates in our community. In fact, First Bank of Highland Park has been known to offer some of the highest CD interest rates in the nation. Take advantage of our competitive pricing; open a First Bank of Highland Park Certificate of Deposit today either by applying online or by visiting one of our Personal Bankers in Highland Park or Northbrook. It couldn't be easier.
Certificates of Deposit Specials
| Minimum to Open | APY | Rate | Date | |
|---|---|---|---|---|
| 8 Month CD Special | $5,000.00 | 3.00% | 2.98% | 01/05/2009 |
| 13 Month CD Special | $5,000.00 | 3.15% | 3.15% | 01/05/2009 |
| 22 Month CD Special | $5,000.00 | 3.20% | 3.20% | 01/05/2009 |
| 37 Month CD Special | $5,000.00 | 3.30% | 3.30% | 01/05/2009 |
IRA Certificates of Deposit Specials
| Minimum to Open | APY | Rate | Date | |
|---|---|---|---|---|
| 8 Month CD Special | $1,000.00 | 3.00% | 2.98% | 01/05/2009 |
| 13 Month CD Special | $1,000.00 | 3.15% | 3.15% | 01/05/2009 |
| 22 Month CD Special | $1,000.00 | 3.20% | 3.20% | 01/05/2009 |
| 37 Month CD Special | $1,000.00 | 3.30% | 3.30% | 01/05/2009 |
Certificates of Deposit & IRA CD's
$2,500 CD Min. & $1,000 IRA Min.
| APY | Rate | Change | |
|---|---|---|---|
| 91 Days | 1.20% | 1.19% | 01/05/2009 |
| 6 Month | 1.35% | 1.35% | 01/05/2009 |
| 12 Month | 1.65% | 1.65% | 01/05/2009 |
| 24 Month | 2.00% | 2.00% | 01/05/2009 |
| 36 Month | 2.25% | 2.25% | 01/05/2009 |
| 48 Month | 2.35% | 2.35% | 01/05/2009 |
| 5 Year (CD Only) | 2.50% | 2.50% | 01/05/2009 |
| 5 Year (IRA Only**) | 3.50% | 3.50% | 01/29/2008 |
**Rate Adjustable Annually
Jumbo CD's
$100,000 Min.
| APY | Rate | Change | |
|---|---|---|---|
| 30 Day | 1.25% | 1.24% | 12/16/2008 |
| 60 Day | 1.25% | 1.24% | 12/23/2008 |
| 90 Day | 2.00% | 1.985% | 12/23/2008 |
| 180 Day | 2.00% | 1.99% | 12/23/2008 |
| 1 Year | 2.00% | 2.00% | 01/06/2009 |
APY = Annual Percentage Yield. A penalty will be imposed if funds are withdrawn prior to maturity. For Certificate of Deposit of less than one year, the penalty is equal to one month's interest plus any accrued interest that has not been credited. If the term of the Certificate of Deposit is greater than twelve (12) months, the penalty is three (3) month's interest, plus any accrued interest that has not been credited.
SAVINGS CALCULATOR
Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings.
First Bank of Highland Park is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
