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Certificates of Deposit

If you are looking for the best return on your investment we can help. We make it easy to get a great return because First Bank of Highland Park Certificates of Deposits offers some of the highest rates in our community. In fact, First Bank of Highland Park has been known to offer some of the highest CD interest rates in the nation. Take advantage of our competitive pricing; open a First Bank of Highland Park Certificate of Deposit today either by applying online or by visiting one of our Personal Bankers in Highland Park or Northbrook. It couldn't be easier.

Certificates of Deposit Specials

  Minimum to Open APY Rate Date
8 Month CD Special $5,000.00 3.00% 2.98% 01/05/2009
13 Month CD Special $5,000.00 3.15% 3.15% 01/05/2009
22 Month CD Special $5,000.00 3.20% 3.20% 01/05/2009
37 Month CD Special $5,000.00 3.30% 3.30% 01/05/2009

IRA Certificates of Deposit Specials

  Minimum to Open APY Rate Date
8 Month CD Special $1,000.00 3.00% 2.98% 01/05/2009
13 Month CD Special $1,000.00 3.15% 3.15% 01/05/2009
22 Month CD Special $1,000.00 3.20% 3.20% 01/05/2009
37 Month CD Special $1,000.00 3.30% 3.30% 01/05/2009

 

Certificates of Deposit & IRA CD's
$2,500 CD Min. & $1,000 IRA Min.

  APY Rate Change
91 Days 1.20% 1.19% 01/05/2009
6 Month 1.35% 1.35% 01/05/2009
12 Month 1.65% 1.65% 01/05/2009
24 Month 2.00% 2.00% 01/05/2009
36 Month 2.25% 2.25% 01/05/2009
48 Month 2.35% 2.35% 01/05/2009
5 Year (CD Only) 2.50% 2.50% 01/05/2009
5 Year (IRA Only**) 3.50% 3.50% 01/29/2008

**Rate Adjustable Annually

Jumbo CD's
$100,000 Min.

  APY Rate Change
30 Day 1.25% 1.24% 12/16/2008
60 Day 1.25% 1.24% 12/23/2008
90 Day 2.00% 1.985% 12/23/2008
180 Day 2.00% 1.99% 12/23/2008
1 Year 2.00% 2.00% 01/06/2009

APY = Annual Percentage Yield. A penalty will be imposed if funds are withdrawn prior to maturity. For Certificate of Deposit of less than one year, the penalty is equal to one month's interest plus any accrued interest that has not been credited. If the term of the Certificate of Deposit is greater than twelve (12) months, the penalty is three (3) month's interest, plus any accrued interest that has not been credited.

LINKS:

First Bank of Highland Park is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.


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