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    Savings and Money Market Accounts

    It's good to have friends in high places. At First Bank of Highland Park our rates don't get much higher, or friendlier, than the interest rate on our Friendly Savings Account. We also offer other savings account options, in which you can earn an excellent interest rate depending on your account balance. Our My First Savings Account can teach your children an early money lesson - they'll even receive a free piggy bank and personalized deposit and withdrawal slips. If you prefer a money market account then you'll be pleased to know that there are no secrets between friends, and our Friendly Money Market Account is the friendliest we know. No teaser rates with strings attached. Is your money market account this friendly? If not, give us a call.


    Savings Accounts

    Friendly Savings Account
    The advantage of a Friendly Savings Account is that the interest rate is based on the results of the 91-day Treasury Bill Auction, which takes place each Monday (Tuesday if Monday is a Federal holiday), less .25%. The T-Bill rate can be found in the Money Section of the Wall Street Journal. Other benefits include:


    A service charge fee of $25.00 will be imposed every statement cycle if the balance in the account falls below $5,000.00 any day of the cycle. Transfers from a savings account to another account or third parties by preauthorized, automatic, or telephone transfer are limited to six per month. An excessive withdrawal fee of $10.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six during a statement cycle. Fees may reduce earnings. Rates subject to change. Please contact a Personal Banker for complete disclosure of the terms and conditions.


    Prime Savings Account

    A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $5,000.00 any day of the statement cycle. An excessive withdrawal fee of $2.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six during a statement cycle. Fees may reduce earnings. Rates subject to change. Please contact a Personal Banker for complete disclosure of the terms and conditions.


    Platinum Savings

    The Platinum Savings account is an interest bearing account that is free of monthly service charges and is only available to individuals 55 years or older. The many benefits of this account include:

     Please contact a Personal Banker for complete disclosure of the terms and conditions. Rate subject to change.


    My First Account
    This account is designed to teach children and young adults ages 1 to 17 the benefits of savings. Other benfits of a My First Account include:

    Please contact a Personal Banker for complete disclosure of the terms and conditions. Rate subject to change.


    Statement Savings Account


    A service charge fee of $9.00 will be imposed every quarterly statement cycle if the balance in the account falls below $250.00 any day of the statement cycle. An excessive withdrawal fee of $.50 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six during a quarterly statement cycle. Fees may reduce earnings. Rate subject to change.Please contact a Personal Banker for complete disclosure of the terms and conditions.


    IRA Statement Savings

     

     

    Rate subject to change. A service charge of $35.00 will be charged if the account is transferred to another financial institution. If your account is closed before interest is credited, you will not receive the accrued interest. Please contact a Personal Banker for a complete disclosure of the terms and conditions.


    Health Savings Account

     

     

     Rate subject to change. Please contact a Personal Banker for a complete disclosure of the terms and conditions.

     


    Money Market Accounts

    Friendly Money Market Account
    The advantage of the Friendly Money Market is its accessibility and the fact that the interest rate is based on the results of the 91-day Treasury Bill Auction, which takes place each Monday (Tuesday if Monday is a Federal holiday), less .50%. The T-Bill rate can be found in the Money Section of the Wall Street Journal. Some of the other benefits of this account include:


    A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $4,000.00 any day of the cycle. Transfers from a Money Market account to another account or third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no more than three by check. A minimum check fee of $10.00 will be charged for each check written for less than the minimum. An excessive withdrawal fee of $10.00 will be charged for each debit transaction in excess of six during a statement cycle. Fees may reduce earnings. Rate subject to change. Please contact a Personal Banker for complete disclosure of the terms and conditions.


    Prime Access Money Market Account


    A service charge of $25.00 will be imposed every statement cycle if the balance in the account falls below $5,000.00 any day of the statement cycle. A minimum check fee of $10.00 will be charged for each check written for less than the minimum. An excessive withdrawal fee of $10.00 will be charged for each debit transaction in excess of 6 during a statement cycle. Fees may reduce earnings. Rates subject to change. Please contact a Personal Banker for a complete disclosure of the terms and conditions.


    Money Market Account


    A service charge of $15.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle. A minimum check fee of $10.00 will be charged for each check written for less than the minimum. An excessive withdrawal fee of $10.00 will be charged for each debit transaction in excess of 6 during a statement cycle. Fees may reduce earnings. Rate subject to change. Please contact a Personal Banker for a complete disclosure of the terms and conditions.

     


    SAVINGS CALCULATOR

    Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings.

    Total invested each month:

    Number of months/years to acquire sum:

    Interest rate on savings:

    %

     

     

    Total :



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