OUR PRIVACY PLEDGE TO YOU

 

As a customer of First Bank of Highland Park , you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.

 

We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.  

 

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

 

We, our, and us, when used in this notice, mean First Bank of Highland Park . This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

 

All of our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as:  

·        Deposit accounts

·        Loan accounts

·        Safe deposit boxes  

The words “you” and “your” also refer to all former bank customers.

 

We will tell you the sources for nonpublic personal information we collect about you. We will tell you what measures we take to secure that information.

 

We first define some terms.

 

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.  

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.  

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party”.  

 

INFORMATION WE COLLECT

 

We collect information about you from the following sources:

·        Information you give us on applications or other forms

·        Information about your transactions with us

·        Information about your transactions with other parties

·        Information from a consumer reporting agency  

 

INFORMATION WE DISCLOSE ABOUT YOU

 

We do not disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.  

 

  CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.  

 

INFORMATION ABOUT FORMER CUSTOMERS  

We follow the same policy in regard to disclosing information about former customers as we do about current customers.  

 

TIMING OF PRIVACY NOTICE

 

The bank is required to provide an initial privacy notice in writing which is given in person or (by mail) to all new customers and then a privacy notice is mailed to you once a year as long as you remain a customer.  

If we change our policy or practice by, for example, adding a category of information that we will disclose to a third party, we will notify you and give you an appropriate time period to opt out of the disclosure of information.    

CONTACTING THE BANK

To request information on your account, you may write to: First Bank of Highland Park, Customer Service Department, 1835 First Street, Highland Park, IL 60035(an authorized signature is required). To report unauthorized access to your account or if you have any questions regarding this policy, please call the bank at (847) 432-7800 and ask for the Privacy Officer.