OUR PRIVACY PLEDGE TO YOU
As a customer of First
Bank of
We have developed the following privacy policy to
ensure you the confidentiality you deserve. You have our promise that we will
adhere to these guidelines. It is our pledge to you.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when
used in this notice, mean First Bank of
All of our consumer customers who have a continuing
relationship by purchasing or holding financial products or services such as:
·
Deposit
accounts
·
Loan
accounts
·
Safe
deposit boxes
The words “you” and “your” also refer to all former
bank customers.
We will tell you the sources for nonpublic personal
information we collect about you. We will tell you what measures we take to
secure that information.
We first define some terms.
Nonpublic
personal information means information about
you that we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or government
records. Hereafter, we will use the term “information” to mean nonpublic
personal information as defined in this section.
An affiliate is a company we
own or control, a company that owns or controls us, or a company that is owned
or controlled by the same company that owns or controls us. Ownership does not
mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is
a person we do not employ or a company that is not an affiliate of
ours. This is also known as nonaffiliated third party, or simply, an “other
party”.
INFORMATION WE COLLECT
We collect information
about you from the following sources:
·
Information
you give us on applications or other forms
·
Information
about your transactions with us
·
Information
about your transactions with other parties
·
Information
from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do not disclose any information about you to
anyone, except as permitted by law. Examples of this might include disclosures
necessary to service your account or prevent unauthorized transactions.
We restrict access to
information about you to those employees who need to know that information to
provide products or services to you. We maintain physical, electronic, and
procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We follow the same policy in regard to disclosing
information about former customers as we do about current customers.
TIMING OF PRIVACY NOTICE
The
bank is required to provide an initial privacy notice in writing which is given
in person or (by mail) to all new customers and then a privacy notice is mailed
to you once a year as long as you remain a customer.
If we
change our policy or practice by, for example, adding a category of information
that we will disclose to a third party, we will notify you and give you an
appropriate time period to opt out of the disclosure of information.
CONTACTING THE BANK
To request information on your account, you may write to: First Bank of Highland Park, Customer Service Department, 1835 First Street, Highland Park, IL 60035(an authorized signature is required). To report unauthorized access to your account or if you have any questions regarding this policy, please call the bank at (847) 432-7800 and ask for the Privacy Officer.
